Moving Home

Been there, done that, bought the T-Shirt – and now it’s time to do it all over again.

Whether this is your first big move or your tenth, it’s a stressful experience and no two purchases are ever the same. As many of you will know, the mortgage market can be a minefield, so we’ll be there throughout the entire process, using our vast knowledge and experience to ensure it runs as smoothly as possible. You might have lots of questions and we’ll take as long as you need to ensure  these are answered - leaving you with one less thing to worry about. As always, our service is completely fee free. There’s no catch!

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Where do I start?

As soon as you’ve decided that you want to start looking for a property, the first thing you should do is obtain a Agreement in Principle (AIP). It’s sometimes known as an Mortgage in Principle (MIP) or Decision in Principle (DIP) but don’t worry, they’re all the same thing! An Agreement in Principle is a document provided by a Mortgage Broker or Bank, using some of your information to confirm that you’re likely to be eligible for a mortgage and how much you can borrow. This isn’t a guarantee but it’s enough to start the process and provides a certificate that you can show to the Estate Agent (many will require this before they take you seriously).

If you’re ready to start looking at properties, then it’s time you get your hands on your own Agreement in Principle. Contact us to book in your free consultation. We’ll need around 15 minutes to gather some of your information before we can answer all of your questions, confirm how much you can borrow, explain the rest of the process and send across your AIP — you’ve guessed it, for free!