Daniel Pitman
Guides
Mortgage Valuations & Property Surveys Explained
When you are buying a home, you are likely to hear people talking about valuations, mortgage surveys, home surveys and structural surveys. These terms...
Daniel Pitman
Guides
Getting a Mortgage as a Limited Company Director
Running your own limited company can give you greater control over how you earn and manage your income. However, when you apply for a...
Kye Collier
Guides
Getting a Mortgage as a Self Employed Sole Trader
If you’re self-employed, you may have heard that getting a mortgage is more difficult. Although lenders assess your income differently from that of an...
Daniel Pitman
Latest News
Fixed-Rate vs Variable-Rate Mortgages: What Is The Difference?
One of the biggest decisions when choosing a mortgage is whether to fix your interest rate or select a rate that can change.
Daniel Pitman
Guides
Can You Get a Mortgage With a New Job?
Starting a new job is an exciting step, but if you’re also planning to buy a home or remortgage, you may be wondering whether...
Kye Collier
Latest News
Should You Buy a Buy-To-Let Through a Limited Company?
Buying a rental property through a limited company has become increasingly popular with UK landlords. You may have heard that it is more tax-efficient,...
Kye Collier
Latest News
What is Loan-to-Value and Why Does It Matter?
Loan-to-value, usually shortened to LTV, is one of the most important figures to understand when arranging a mortgage. It can affect which mortgage products...
Daniel Pitman
Guides
Life Insurance for a Mortgage Explained
Buying a home is an exciting milestone, but taking on a mortgage also means accepting a significant financial commitment—often lasting for several decades. It...