First-Time Buyers

Mortgage Valuations & Property Surveys Explained

When you are buying a home, you are likely to hear people talking about valuations, mortgage surveys, home surveys and structural surveys. These terms...

Getting a Mortgage as a Limited Company Director

Running your own limited company can give you greater control over how you earn and manage your income. However, when you apply for a...

Getting a Mortgage as a Self Employed Sole Trader

If you’re self-employed, you may have heard that getting a mortgage is more difficult. Although lenders assess your income differently from that of an...

Fixed-Rate vs Variable-Rate Mortgages: What Is The Difference?

One of the biggest decisions when choosing a mortgage is whether to fix your interest rate or select a rate that can change.

Can You Get a Mortgage With a New Job?

Starting a new job is an exciting step, but if you’re also planning to buy a home or remortgage, you may be wondering whether...

Should You Buy a Buy-To-Let Through a Limited Company?

Buying a rental property through a limited company has become increasingly popular with UK landlords. You may have heard that it is more tax-efficient,...

What is Loan-to-Value and Why Does It Matter?

Loan-to-value, usually shortened to LTV, is one of the most important figures to understand when arranging a mortgage. It can affect which mortgage products...